Research Insight: Introducing the Housing Hardship Concept

What this source can establish

CMHC's argument that a fixed shelter-cost-to-income ratio measures a threshold rather than a household's actual capacity, and its proposed hardship alternative. Establishes a published methodological critique of the 30-percent test the brief uses; it establishes nothing about Edmonton dwellings or prices.

Record

Publisher

Canada Mortgage and Housing Corporation

Kind

analytical-report

Published

2020-01-01

Retrieved

2026-09-01

Redistribution

unclear

Archive

retained privately; hash published

SHA-256

20d31a88e57a192c99a4bee1038331e1b9b76647eaa0a2b70937fb3b3ea3e7d5

CMHC publication; no redistribution grant stated in the archived bytes. Fails closed to private.

Verify independently

Fetch the original and hash it: if the bytes still match the SHA-256 above, you have the same document we read. If the page has changed since 2026-09-01 or the link has died, email [email protected] and we will arrange verification against the archived copy. Rights terms stop us republishing this file; they do not stop us proving which file it was.

Used by

• Would the housing built on Edmonton teardown lots cost a median-income household 30 percent or more of its income to buy? — Infill teardown prices