Infill teardown prices
- The public record can’t back this up — not the same as proven false.More in the methodology
- The public record can’t back this up — not the same as proven false.More in the methodology
The run found no published Edmonton series matching demolished houses to what replaced them, so the panel established neither the price gap nor the affordability claim; both are Not established.
Verdicts by a Three AI reviewers from different vendors research each claim independently, and blind to each other. Which models ran is recorded with every run and shown in the AI review section of every story.More in the methodology under a A fixed synthesis rule, published in advance, turns the three verdicts into one finding word, so no person chooses the finding. The rule and every change to it are versioned in the methodology changelog.More in the methodology · The date the accounting window closes. Anything that happened after it is outside this check, and the date is fixed in the brief before any model runs.More in the methodology · The date we last re-read the cited sources and confirmed the page still matches them. It is not a claim that the records themselves changed.More in the methodology · When this story is due for a fresh check of its sources. Past that date, treat it as unverified until it has been re-reviewed.More in the methodology · The version of the published method that produced these findings. Every change to the prompts, the merge and synthesis rules, the vocabulary or the validation bumps it.See what changed
TL;DR
- The City's own 2024 Redeveloping Area Infill Report records a net loss of 294 single-detached houses in the redeveloping area, with other built forms taking over from the detached stock that comes down.
- One seat's tabulation of the open building-permit records has recorded house demolitions thinning out after 2018, which is why it treated the review's own frame, every residential demolition permit from 2016 to 2025, as impossible to rebuild from that stream. A second seat documented that the tabulation does not establish the thinning.
- The pieces exist but do not join. The assessment roll publishes account, address, legal description, year built, lot size and total assessed value, and none of the land or improvement split, the dwelling count inside a title, or the separately-titled marker. Alberta's land-title registry works one order at a time, over SPIN2, ARLO or a registry agent, and offers no bulk download.
- One seat rebuilt the match from the rolls anyway and reports 62.0 percent of 6,603 replacement dwelling units assessed above the house they replaced, on a classification it inferred rather than read from any published field. Roughly 3,000 unverified recent units, counted fractionally and so outside the brief's discrete-unit rule, put its bounds at 42.6 and 73.8 percent, straddling the majority line the review fixed in advance.
- That seat's affordability model, on a declared $90,000 median household income, 20 percent down, a 25-year amortization and a $377.67 monthly utility allowance, put 88.4 percent of 3,359 replacements it classed as separately titled at or over the 30 percent line. The other two seats did not accept the frame in round one; the Gemini seat moved to Supported in round two. The Census pages cited for that income returned File not found when the run archived them.
What actually happened
The argument examined here does its work in a single sentence: a $350,000 house comes down and a $1,000,000 house goes up in its place. It arrives as an objection to the word affordable, and it packs two different assertions into one breath. The first is about a price relationship on a particular lot. The second is about whether the housing built there is affordable to the household the brief names, a hypothetical Edmonton household on the median income, buying.
The brief frozen before this panel ran split them, gave each its own proposition, and fixed the measures in advance. Both came back Not established. That is a statement about Edmonton’s public record, not a finding that the replacement housing is cheap.
What the record can show
Quite a lot, as long as you do not need the two halves joined. The City counts the redevelopment. Its infill annual reports track how the detached stock changes where redevelopment happens: 294 of those houses lost on net in 2024, the losses made up in other forms, and 387 single-detached houses among the 524 dwellings demolished the year before. Both counts sit in the claim record below. Neither report puts a dollar figure against a single property, and neither is built on the permit cohort the frame names.
The City also counts what gets built, though never against what came down. Administration reviewed Zoning Bylaw 20001 after its first year and counted 16,511 units approved across the city in 2024, up 30 percent, two in five of them inside the redeveloping area, much of the multi-dwelling total arriving as eight-unit row housing in the RS zone. That is approvals and a product mix: nothing matched lot by lot, no money figure of any kind. Eight row houses can be worth more together than the bungalow they replaced and less apiece, which is how a per-lot reading and a per-dwelling reading come apart on the same street. That comes from one seat’s reconstruction, which the other two seats contested.
Why matched teardown prices are not published
The failure is a join, not a gap in any one dataset.
- One seat’s tabulation of the open general building permit records has most house demolitions disappearing after 2018, which is why it treated the ten-year permit cohort the brief froze, 2016 through 2025, as beyond rebuilding out of that stream; another seat documented in round two that this reading of the permit records is not established. The development permit stream opens in 2019 and reaches only part of the same window.
- The historical assessment roll carries an account, a year, an address, a legal description, coordinates, the year built, the lot size and one total value. What it withholds is the land and improvement split, how many dwellings sit inside a title, and whether a dwelling is separately titled, three of the fields the valuation rules turn on.
- The two sides of the comparison are different kinds of number. An assessed value, the City says, is a mass appraisal of market value struck on a date the statute fixes, not a price anyone paid. Alberta’s land-title registry hands over a single title at a time, ordered from SPIN2, ARLO or a registry agent, never as an open dataset.
- The run found no published join by its freeze date, 2026-09-01. In August 2026 there was a live request for the City to study how infill bears on property values, and a request is all that source establishes. By its freeze date the run had turned up no matched comparison in print, which is where the search ended rather than proof that none was ever made.
The mature-neighbourhood half of the question has its own problem: there is no boundary in force to draw. The Overlay that once set one lived in Zoning Bylaw 12800, reaching RF1 to RF5 sites inside a mapped appendix under section 814.2, and that bylaw was repealed at the start of 2024. What survives is the City’s open layer of the 111 neighbourhoods the Overlay defined, a list of neighbourhoods rather than the parcel-by-parcel zoning test the A convenience copy of a bylaw with all its later amendments merged into one document. The original bylaws on file with the City Clerk govern if the two ever differ. actually wrote down.
The one reconstruction, and why it did not settle anything
One reviewer built the matched set itself rather than report that nothing existed. Working from the assessment rolls instead of the permits, it puts 62.0 percent of 6,603 classified replacement units above the value of the house that stood there before, at a median ratio of 1.222 once both sides are in constant dollars, with the classification inferred from permit counts rather than read off a published field. Read by undivided title the same set gives 93.2 percent, and by lot 99.6 percent, both stronger than the per-dwelling reading.
It did not carry the verdict, for a reason the brief had fixed before anyone saw a result. Some 3,000 of the recent units were never confirmed complete, so the seat’s bounds open out to 42.6 and 73.8 percent, on a denominator the brief’s own discrete-unit rule does not admit. A range that straddles 50 percent is neither Supported nor Contradicted, and the reviewer that produced it said so itself. The other two seats went further in A second round in which each model sees the combined evidence and the other two sets of findings, and is asked to find their errors and its own. Nothing said there can move the finding.More in the methodology, documenting that the reconstruction swaps the permit frame for assessment-detected candidates, infers which dwellings sit on which title, and reports fractional dwelling units, which a self-contained dwelling cannot be. The closest published lot-level work, an independent 2026 analysis of 1,242 lots with a median gross uplift near $1.7 million per lot on 67 rowhouse lots, measures lot totals on a different cohort and cannot be converted into the per-dwelling share the proposition asks for.
The $350,000 to $1,000,000 example was never tested. No address, no source, no property, nothing in the record on how widely it is repeated, and the round numbers were not treated as thresholds.
The affordability test, and where the panel split
The second claim is a model, and the brief says so in as many words: what would it cost a household on the City median income to buy one of these dwellings, at 20 percent down over 25 years, with property tax and a fixed utility allowance on top. It is not what anyone actually paid.
Most inputs to that model are published. Statistics Canada supplies the 30 percent classification, the Bank of Canada the posted five-year rate, the City its residential mill rates, and Statistics Canada an annual household spending table on provincial geography, from which the run read the $377.67 monthly utility allowance. Three inputs are missing. The income figure, a declared $90,000 median household income that puts the line at $2,250 a month, was cited to two Census Profile pages that returned a File not found body when the run archived them, so it rests on the run’s fetch report and on the City’s own affordability report in the registry, which states the same figure. No first arm’s-length sale price could be retrieved for any dwelling in the cohort, and no condominium fee is published for any of them. The registry’s one later income estimate is on economic families rather than households, and it is the run, not Statistics Canada, that reports swapping it in would leave which dwelling types pass unchanged.
Run anyway, the model put 88.4 percent of 3,359 replacement dwellings the seat classed as separately titled at or over the line. One seat called that Supported. The other two in round one did not, on the ground that the denominator is inferred rather than established, that every price in it is an assessed value standing in for a sale price nobody could look up, and that about half the replacement dwellings in the set sit inside single-title buildings and are outside the test altogether. The panel is recorded as Split and the finding rests on round one, where the majority found the record silent.
Two things are worth keeping straight at the end. The City’s own affordability work exists and reaches a different question: on its method, a median-income household could afford benchmark row and apartment product in 2024 and could not afford the benchmark single and semi-detached price of $431,100. And the City’s affordable-housing program definition, set out in its guidebook, covers subsidised, income-tested units, which market infill is outside by construction. Neither one answers what was asked here, which is whether the housing that replaced the houses that came down would clear a 30 percent line. On the public record as it stands, that cannot be answered.
Claims checked
On Edmonton lots where an old house was demolished for infill, is the housing built in its place worth more than the house that came down?
The public record can’t back this up — not the same as proven false.More in the methodology· All three reviewers reached this verdict independently. Agreement, not a probability of truth.More in the methodology panel
What kind of record answered the question — an audited statement, a council report, a dataset. It is reported apart from the finding, because a claim can be Supported on a thin basis.More in the methodology: Direct Edmonton evidence
- The City's own 2024 Redeveloping Area Infill Report reports a net loss of 294 single detached houses in the redeveloping area and concludes that other built forms are replacing the detached houses that come down. It carries no matched price or assessed-value comparison between a demolished dwelling and its replacement. YF-EV-0101
- The same series for 2023 publishes aggregate demolition counts by dwelling type, on the order of 390 houses that year. Aggregate counts are all it carries: no permit-level cohort, no property identifiers, and no values or prices for those properties. YF-EV-0048
- The City's open general building permit dataset carries records from 2009 onward, with job category, work type, units added, legal description and occupancy date among its fields, and no annual demolition counts. That the record of house demolitions largely drops away after 2018 is one seat's tabulation of those permit records, in reviews/infill-prices/2026-09-01-rerun2/round1/claude.json, and a second seat documented in round two that the tabulation does not establish the fall-off. On that tabulation the brief's predeclared frame, all residential demolition permits from 2016 to 2025, cannot be reconstructed from the open stream for most of that window. The development permit stream, published from 2019 onward, captures only part of the same frame. YF-EV-0094, YF-EV-0042
- The historical assessment roll publishes account, assessment year, address, legal description, coordinates, year built, lot size and total assessed value. It carries no land and improvement components, no count of dwellings within a title and no separately titled flag, which are three of the fields the brief's valuation rules turn on. YF-EV-0099, YF-EV-0041
7 more facts
- The two sides of the comparison are not interchangeable and neither is published in the form the claim needs. The City states that an assessed value is a mass-appraisal estimate of market value at a legislated valuation date, July 1 of the previous year adjusted for condition to December 31, rather than a transaction price. Alberta's land-title registry supplies a title, document or plan one order at a time, placed with SPIN2, ARLO or a registry agent under a legal description, title number or LINC, and offers no bulk or open-data route. YF-EV-0047, YF-EV-0090, YF-EV-0036
- As of August 2026 the City was being asked to analyse how infill affects property values. What the source establishes is the request. That no matched teardown-to-replacement comparison is published is a search conclusion rather than something the source carries: the run found no published matched comparison by its freeze date of 2026-09-01. YF-EV-0053
- The closest published lot-level work is an independent 2026 analysis matching Edmonton building permits to assessment accounts: 1,242 distinct lots, 95 percent matched to both a 2024 baseline and a 2026 completed assessed value, a median gross assessed-value uplift of roughly $1.7 million per lot across 67 rowhouse lots, against a control-group median appreciation of 1.19 times. It is lot totals on one cohort, not per-dwelling values, and it is a personal analytical post rather than peer-reviewed or City work. YF-EV-0055
- The product mix moved under the new zoning bylaw. Administration's one-year review of Zoning Bylaw 20001 reports 16,511 dwelling units approved city-wide in 2024, a 30 percent increase, 40 percent of them in the redeveloping area, with a large share of the multi-dwelling permits being eight-unit row housing in the RS zone. Those are city-wide approvals, not matched teardown replacements, and the report carries no prices or assessed values. That a per-lot answer and a per-dwelling answer can diverge on the same lot is reported by one seat's reconstructed matched set, not by this report. YF-EV-0103
- With no published series to read, one seat built the matched set itself from the assessment rolls and reports 62.0 percent of 6,603 classified replacement dwelling units assessed higher than the dwelling they replaced, at a median ratio of 1.222 in constant July 2025 dollars. Which dwellings count as classified, and how they sit across titles, is that seat's own inference from permit counts rather than a published classification. Roughly 3,000 recent units had no verified completion, putting the seat's bounds at 42.6 and 73.8 percent, which straddles the 50 percent threshold; those bounds rest on 2,995.6 fractional dwelling units and so do not conform to the brief. The archived bytes behind those rolls are the open data portal pages and carry none of the computed shares. YF-EV-0099, YF-EV-0098
- The mature-neighbourhood subset the brief asks for has no boundary in force. Zoning Bylaw 12800, whose section 814.2 applied the Mature Neighbourhood Overlay to sites zoned RF1 through RF5 within a mapped appendix, was repealed on 2024-01-01 and replaced by Zoning Bylaw 20001. The City's open Mature Neighbourhoods layer lists the 111 neighbourhoods the Overlay formally defined, but it is a neighbourhood list rather than the parcel-level zoning condition. YF-EV-0102, YF-EV-0100, YF-EV-0096
- The deflators the brief predeclares are published. Statistics Canada carries a monthly Consumer Price Index table and a monthly New Housing Price Index table, each offering census-metropolitan-area geography, which is where the Edmonton series come from: the all-items index puts both sides of each pair in constant July 2025 dollars, and the housing index serves only as the labelled market-index sensitivity. The archived pages establish the instruments rather than the Edmonton values, and neither supplies a property-level value to adjust. YF-EV-0108, YF-EV-0109
Limitations
- Not established is not a finding that replacement housing costs the same or less. It means the public record does not carry the matched, unit-level comparison the proposition is stated in, so no share can be verified either way.
- The one reconstruction the panel produced departs from the brief's frame and says so. It detects teardowns from the assessment rolls rather than from demolition permits, because the open permit record loses most house demolitions after 2018, and it substitutes the last standing roll year for the demolition permit year. Another seat documented that this changes the population and the cohort rather than filling in missing fields.
- That reconstruction's shares cannot be checked from the cited sources. The archived bytes are open data portal pages, not the roll records, and no code, row-level output or working file was published with the run.
- It also reports 2,995.6 unclassified replacement dwelling units and a denominator of 9,598.6. A self-contained dwelling unit is counted once and cannot be fractional, so another seat documented that the reported bounds do not conform to the brief.
- Title form and the distribution of dwellings across titles were inferred from permit units-added counts set against assessment title counts. The assessment record identifies neither, and where several titles share a lot the rule does not say which dwellings belong to which title.
- The brief's own valuation rule treats a house with a basement suite as a two-unit single-title building and halves its value. Under a reading where only row-house and apartment permits divide a title, the same reconstruction gives 71.7 percent rather than 62.0 percent. Both readings point the same way, which is why the seat reported the ambiguity instead of halting.
- This claim previously carried 286 built, 387 demolished and a net loss of 101 for the 2024 Redeveloping Area Infill Report. Those figures are the 2023 report's own, carried verbatim in YF-EV-0048, which this claim also cites; they were filed against the 2024 report in the registry at ingest, a wrong-year attribution rather than a garbled transcription. It was caught in cross-review: one seat extracted the archived report, searched for all three and found none of them, reading a net loss of 294 single detached houses instead. The registry entry and this claim were corrected at drafting, and the run's errata.md records the correction.
- The mature-neighbourhood subset in the reconstruction uses the City's neighbourhood-level layer as a proxy and never applies the bylaw's parcel-by-parcel RF1 to RF5 site-zoning condition, so it is not the frozen historical boundary the brief fixed.
- The run found no open cohort-level source for sale prices, asking prices, contract rents, tenure, bedroom counts or fire-order and safety-order flags on these lots. Alberta's land-title registry answers title orders singly, by way of SPIN2, ARLO or a registry agent; what the run could not find is an open series covering the cohort. Every measure the brief asks for on those grounds is recorded as missing rather than proxied.
- The alleged $350,000 to $1,000,000 example has no captured source, address or property. It received no verdict and nothing in this claim verifies it.
Would the housing built on Edmonton teardown lots cost a median-income household 30 percent or more of its income to buy?
The public record can’t back this up — not the same as proven false.More in the methodology· The panel materially disagreed; the disagreement is shown, not averaged.More in the methodology panel
What kind of record answered the question — an audited statement, a council report, a dataset. It is reported apart from the finding, because a claim can be Supported on a thin basis.More in the methodology: Direct Edmonton evidence
- The threshold is Statistics Canada's, quoted rather than paraphrased. Its shelter-cost-to-income classification, in force on the freeze date, splits households into those spending less than 30 percent of total income on shelter costs and those spending 30 percent or more. Neither the definition nor the classification carries any Edmonton figure. YF-EV-0106, YF-EV-0110
- The financing inputs the brief fixes are published. The Bank of Canada's posted five-year conventional mortgage rate is available as a full observation history, the City publishes its municipal and education mill rates by year and assessment class, and Statistics Canada publishes an annual household spending table on provincial geography whose latest reference year before the freeze date is 2023. The archived page carries the water, fuel and electricity line for the principal accommodation on Canada geography only; the Alberta figure behind the run's monthly allowance is the run's own read of that table. The mortgage figure is a posted chartered-bank rate, not a contract rate any buyer transacted at, and the utility figure is a provincial average, not any dwelling's bill. YF-EV-0092, YF-EV-0046, YF-EV-0097, YF-EV-0107
- One of those inputs needs a rule the brief does not supply. The Bank of Canada discontinued its monthly chartered-bank interest-rate publication on 2019-10-01, keeping the weekly posted series, so the price-month rate the brief calls for is not published as a monthly series for any purchase after September 2019 and has to be derived. YF-EV-0091
- The income figure the whole test turns on is carried by the run's fetch report and by YF-EV-0049, which independently reports the same figure. The panel declared the 2021 Census median total before-tax household income for the City of Edmonton, $90,000, which puts the 30 percent line at $2,250 a month. The fetch report records both cited Census Profile pages returning a File not found body under an HTTP 200 when the run archived them, so the figure was not ingested from those pages. Nor was it the only input the run could not get: no first arm's-length sale price and no condominium fee was publicly available for any dwelling in the cohort. What the registry does carry is the City's own affordability analysis, built on a median-income Edmonton household under the City's own method, and a later Statistics Canada table reported on a different unit, economic families rather than households, which offers an Edmonton census-metropolitan-area geography. The run used that estimate only as a labelled sensitivity, and the finding that it would not change which dwelling types pass is the run's own arithmetic. YF-EV-0059, YF-EV-0049
6 more facts
- The run lacked sale prices to run the test on and used, or could have used, the assessed-value fallback the brief allows for a first full assessment roll. The City's assessment data publish assessed values only, with no sale prices, no shelter costs and no tenure; the City calls an assessed value a mass-appraisal estimate rather than a transaction price; and Alberta's land-title registry releases each title or registered document on its own single order, whether through SPIN2, ARLO or a registry agent, rather than as an open dataset. YF-EV-0040, YF-EV-0047, YF-EV-0036
- The City has run its own affordability analysis, on its own method, and it is not this one. Its 2024 market housing affordability report found that a median-income Edmonton household could afford benchmark row and apartment product and could not afford the benchmark single and semi-detached product it prices at $431,100. It uses benchmark prices, income bands and a mortgage-qualification method rather than the frozen shelter-cost model, and it says nothing about replacement dwellings on teardown lots. YF-EV-0049
- The comparators that exist answer a different question. CMHC's absorbed-price distribution for newly built dwellings in Edmonton is a directional new-construction comparator whose captured table covers single- and semi-detached units only, so it says nothing about new row or apartment prices, and it does not isolate teardown replacements or separately titled dwellings and is not lot-matched. The REALTORS Association's July 2026 Greater Edmonton Area averages put detached at $585,726, semi-detached at $425,329, row and townhouse at $292,756 and apartment condominium at $214,521, which shows cheaper ownership product exists in the resale market and is not a matched teardown-replacement figure. YF-EV-0105, YF-EV-0104
- Renting the replacement housing is not tested, and the reason is a gap in the record rather than a result. CMHC's Rental Market Survey reports rents that carry no heat-included status and covers structures of three or more units, which is the scope the source establishes. The run found no open cohort-level source of contract rents, so no utilities-inclusive shelter cost can be built for the units held on a single title. YF-EV-0039
- The City's own affordable-housing definitions are deliberately not applied here. The guidebook gives two alternative definitions: rental or ownership housing that gets government financial help, upfront or ongoing, keeping costs below market price for households earning less than the median income for their household size; or, separately, a property rented under a government agreement aimed at reducing poverty, with rent capped at no more than 80 percent of market rate or 30 percent of the resident's pre-tax income. The guidebook excludes market home ownership from both, so market replacement dwellings fall outside them by construction. YF-EV-0050
- Two of the brief's named sensitivities rest on regulation rather than choice. A 30-year amortization has been available since 2024-12-15 for a first-time home buyer or a newly built dwelling, but only on insured borrowing; above 20 percent down it is lender policy, not regulation. Where the minimum down payment is modelled instead, CMHC's published premium schedule by loan-to-value band is what gets added to the financed amount. YF-EV-0054, YF-EV-0093
Limitations
- Not established here is a statement about the record, not a verdict that the replacement housing is affordable. Two of the three seats found the record silent; the third ran a model that put 88.4 percent of separately titled replacements over the threshold. The disagreement is shown rather than averaged.
- The test the brief fixes is a model of purchase affordability for a hypothetical household at the declared median income. It is not the cost borne by any dwelling's occupant, and no result under it says what any household paid.
- Tenure is not used anywhere in the test, because no published source establishes tenure at the dwelling level for the declared cohort. A separately titled replacement is tested on the purchase model whether it is owner occupied, rented or unlet.
- The one seat that produced a number priced every dwelling at its assessed value, because no first arm's-length sale price is public for any of them. Another seat documented that a lack of public access does not establish that no such sale existed, and assessed values can differ from sale prices in either direction.
- That model also inherits the first claim's nonconforming frame: assessment-detected candidate lots rather than the brief's permit frame, and title form inferred from permit unit counts rather than read from the title record.
- One seat documented an arithmetic description error in that model: 2,968 of 3,584 is called the lower bound with unclassified dwellings treated as meeting the threshold, but the numerator excludes all 225 unclassified dwellings. The arithmetic is the lower bound; the description of it is reversed.
- About half the replacement dwelling units in the matched set, 3,244 of 6,603 in the reconstruction, are classed as sitting inside single-title multi-unit buildings and so fall outside the verdict denominator by the brief's own rule. That split is the seat's inference of title form from permit unit counts, not a classification anything in the record publishes, and the counts it produces are nonconforming: the same reconstruction reports 2,995.6 fractional unclassified units. It is a limitation of the record, not a finding about those units.
- The utility allowance is a fixed provincial average applied identically to every dwelling. Removing it drops the failing share in that model from 88.4 to 80.9 percent without changing its verdict.
- Condominium fees are not included for any dwelling, because none is published in the assessment record, and no bedroom breakdown is possible, because neither the assessment record nor the permits give bedroom counts.
- CMHC has published a methodological critique of the fixed 30 percent ratio, arguing it measures a threshold rather than a household's actual capacity. The brief still uses the Statistics Canada classification, and the critique establishes nothing about Edmonton dwellings or prices.
- The price relationship on redeveloped lots is a separate proposition with its own finding. A replacement dwelling can exceed an affordability threshold while costing less than the dwelling it replaced, and the reverse.
Edmonton evidence
- Find land titles, documents or plans
Government of Alberta · retrieved · YF-EV-0036
- Research Insight: Introducing the Housing Hardship Concept
Canada Mortgage and Housing Corporation · retrieved · YF-EV-0037
- Methodology for Rental Market Survey
Canada Mortgage and Housing Corporation · retrieved · YF-EV-0039
- Property Assessment Data (Current Calendar Year)
City of Edmonton Open Data Portal · retrieved · YF-EV-0040
- Property Assessment Data (Historical)
City of Edmonton Open Data Portal · retrieved · YF-EV-0041
- Development Permits from 2019 to present
City of Edmonton Open Data Portal · retrieved · YF-EV-0042
- General Building Permits
City of Edmonton Open Data Portal · retrieved · YF-EV-0044
- City of Edmonton Historical Tax Rates
City of Edmonton, Assessment and Taxation · retrieved · YF-EV-0046
- Assessment Frequently Asked Questions
City of Edmonton · retrieved · YF-EV-0047
- 2023 Redeveloping Area Infill Annual Report
City of Edmonton, Urban Planning and Economy · retrieved · YF-EV-0048
- 2024 Monitoring Market Housing Affordability Report
City of Edmonton, Urban Planning and Economy · retrieved · YF-EV-0049
- Affordable Housing Guidebook
City of Edmonton · retrieved · YF-EV-0050
- City to analyze how infill impacts property values
Taproot Edmonton · retrieved · YF-EV-0053
- Regulations Amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations: SOR/2025-55
Canada Gazette, Part II · retrieved · YF-EV-0054
- Edmonton's $15M infill property tax dividend
Jacob Dawang · retrieved · YF-EV-0055
- Table 11-10-0190-01: Market income, government transfers, total income, income tax and after-tax income by economic family type
Statistics Canada · retrieved · YF-EV-0059
- Assessment of Properties
City of Edmonton · retrieved · YF-EV-0090
- Changes to publication of interest rate statistics
Bank of Canada · retrieved · YF-EV-0091
- Bank of Canada Valet API: series V80691335, conventional mortgage 5-year
Bank of Canada · retrieved · YF-EV-0092
- CMHC mortgage loan insurance cost
Canada Mortgage and Housing Corporation · retrieved · YF-EV-0093
- General Building Permits (Edmonton Open Data Portal dataset page)
City of Edmonton · retrieved · YF-EV-0094
- Development Permits (Edmonton Open Data Portal dataset page)
City of Edmonton · retrieved · YF-EV-0095
- Mature Neighbourhoods (Edmonton Open Data Portal dataset page)
City of Edmonton · retrieved · YF-EV-0096
- Property and Education Tax Rates, 2014 onward (Edmonton Open Data Portal dataset page)
City of Edmonton · retrieved · YF-EV-0097
- Property Assessment Data, current calendar year (Edmonton Open Data Portal dataset page)
City of Edmonton · retrieved · YF-EV-0098
- Property Assessment Data, historical 2012-2025 rolls (Edmonton Open Data Portal dataset page)
City of Edmonton · retrieved · YF-EV-0099
- Zoning Bylaw
City of Edmonton · retrieved · YF-EV-0100
- 2024 Redeveloping Area Infill Report
City of Edmonton · retrieved · YF-EV-0101
- Zoning Bylaw No. 12800, office consolidation December 2023
City of Edmonton · retrieved · YF-EV-0102
- Report UPE02698: Zoning Bylaw 20001 one-year review
City of Edmonton, Urban Planning and Economy · retrieved · YF-EV-0103
- Edmonton housing market activity may have hit turning point for summer
REALTORS Association of Edmonton · retrieved · YF-EV-0104
- CMHC absorbed unit prices, Edmonton census subdivision, single- and semi-detached (new construction)
Canada Mortgage and Housing Corporation, Housing Market Information Portal · retrieved · YF-EV-0105
- Dictionary, Census of Population, 2021: shelter-cost-to-income ratio
Statistics Canada · retrieved · YF-EV-0106
- Table 11-10-0222-01: Household spending, Canada, regions and provinces
Statistics Canada · retrieved · YF-EV-0107
- Table 18-10-0004-01: Consumer Price Index, monthly, not seasonally adjusted
Statistics Canada · retrieved · YF-EV-0108
- Table 18-10-0205-01: New housing price index, monthly
Statistics Canada · retrieved · YF-EV-0109
- Classification of shelter cost to income ratio: spending 30% or more of income on shelter costs
Statistics Canada · retrieved · YF-EV-0110
What remains unknown
- Whether more than half of replacement dwelling units on Edmonton teardown lots exceed the demolished dwelling's inflation-adjusted assessed value. This is the proposition, and it stays open.
- How many of the 2016 to 2025 residential demolition permits involved exactly one existing dwelling, and how many can be matched reliably to a completed replacement and the correct pre-demolition assessment.
- The number of self-contained dwellings on each replacement title, and which of them are separately titled.
- Whether the 2024 and 2025 completions that could not be verified as complete will follow the 2022 and 2023 pattern, in which per-unit values mostly fell below the demolished house, or reverse it.
- How many teardown lots a point-proximity match misses, and whether the missed lots differ from the matched ones. No miss analysis was run, so that larger consolidated sites are the likelier misses is an untested hypothesis.
- Whether the demolished dwellings were owner occupied or rented, what rent they carried, and whether any tenants were displaced.
Missing evidence
Records we asked for and have not received, or that do not appear to exist publicly.
- The matched teardown-to-replacement dataset the proposition is stated in. By its freeze date, 2026-09-01, the run had turned up no such join anywhere in print: no City report, no open dataset and no third-party study links a demolished dwelling's assessed value to the value of each dwelling built on the same lot (City of Edmonton; critical).
- A complete residential demolition permit list for 2019 to 2025 with parcel identifiers. One seat's tabulation of the open permit records finds them capturing only a fraction after 2018, which a second seat documented as not established (City of Edmonton Development Services and the Safety Codes permit system; critical).
- A verified parcel crosswalk carrying every eligible demolition through address changes, subdivisions and consolidations to the replacement parcels, titles and assessment accounts (City of Edmonton Assessment and Taxation with Alberta Land Titles or AltaLIS; critical).
- Completion and occupancy dates before 2022, sufficient to identify each replacement's first full assessment roll without an outcome-dependent heuristic (City of Edmonton permit and inspection systems; critical).
- Verified dwelling counts and title structure for every replacement building, including secondary suites, from the assessment side rather than from permit units-added fields (Alberta Land Titles with City of Edmonton Assessment and Taxation; high).
- Arm's-length sale prices and dates for the demolished dwellings and for the replacements, which the brief needs for its sale-to-sale sensitivity (Alberta Land Titles at Service Alberta, and REALTORS Association of Edmonton MLS records; high).
- Land and improvement components of assessed value for the demolished dwellings (City of Edmonton Assessment and Taxation; moderate).
- Fire-order and safety-order status, prior tenure, prior rent and recorded tenant displacement for the demolished dwellings. No public holder compiles these (City of Edmonton Fire Rescue Services and Development Services, property owners and tenants; moderate).
- First arm's-length sale prices and dates for every separately titled replacement dwelling, linked to completion and title history. This is the brief's primary price basis and it covered zero cases (Alberta Land Titles at Service Alberta, and MLS records held by the REALTORS Association of Edmonton; critical).
- Title form and a verified dwelling count for every replacement building, which is what separates the verdict denominator from the excluded single-title units (Alberta Land Titles and City of Edmonton Development Services; critical).
- A retrievable source for the declared City median household income. The two Census Profile URLs cited for it returned a File not found page, so the run's primary income input is not in the registry (Statistics Canada; critical).
- A predeclared method for deriving price-month five-year conventional mortgage rates after the Bank of Canada ended the monthly series in 2019 (YEGFacts editors, using the Bank of Canada weekly series; critical).
- Property-level condominium fees for every condominium-titled replacement (condominium corporations and listing records; high).
- Contract rents and their utility terms for replacement units held in single-title buildings, without which rental affordability cannot be tested at all (landlords; CMHC does not collect utility inclusion; moderate).
- Bedroom counts per replacement dwelling, for the bedroom breakdown the brief requires (City of Edmonton Assessment and Taxation, and builders' listings; moderate).
- Same-neighbourhood median sale prices by year, for the neighbourhood comparator the brief names (REALTORS Association of Edmonton; moderate).
AI review
Three models research each claim independently, then cross-review each other’s findings. The canonical finding is computed from the blind round-one verdicts by a deterministic rule published in advance; the models never vote and never decide. Cross-review documents their errors, and what it changed is shown below rather than folded into the finding. Authority comes from the methodology, not from the models.
| Claim | Claude Fable 5.1 | GPT-5.6 Sol | Gemini 3.1 Pro | Panel finding |
|---|---|---|---|---|
| On Edmonton lots where an old house was demolished for infill, is the housing built in its place worth more than the house that came down? | Not establishedModerate | Not establishedHigh | Not establishedHigh | Not establishedUnanimous panel |
| Would the housing built on Edmonton teardown lots cost a median-income household 30 percent or more of its income to buy? | SupportedHigh | Not establishedHigh | Not establishedHigh | Not establishedSplit panel |
Reviewer notes — On Edmonton lots where an old house was demolished for infill, is the housing built in its place worth more than the house that came down?
Claude Fable 5.1
- No published study matching the proposition exists, so the matched set had to be built from the City's open data, and the closest published lot-level work measures lot totals on a different cohort. House demolition records in the general building permit dataset fall from 370 in 2018 to under 30 a year from 2019, so the brief's permit frame cannot supply the ten-year cohort, and the frame departure is reported rather than hidden.
- On the rebuilt set, 4,091 of 6,603 classified replacement dwelling units, 62.0 percent, were assessed higher than the house they replaced in constant July 2025 dollars, at a median ratio of 1.222. Undivided title totals show a stronger result in the same direction at 93.2 percent, and lot totals at 99.6 percent: essentially every eight-unit row house is worth more than the house it replaced as a building and less per dwelling.
- About 3,000 recent units could not be verified as complete, so the predeclared bounds run 42.6 to 73.8 percent. Neither Supported nor Contradicted is reached, and the share falls from 86 percent for 2016 teardowns to 37 percent for 2023 as row housing replaces skinny homes.
After cross-review: Held Not established and raised its own confidence from Moderate to High, saying the cross-review changed nothing: the bounds still straddle the majority threshold.
GPT-5.6 Sol
- No source reports the city-wide unit-level numerator, denominator, bounds, median ratio, quartiles or range the brief predeclares, and none reports the same result on the frozen 2023-12-31 mature-neighbourhood boundary or the redeveloping-area sensitivity.
- Aggregate title and lot values do not test the proposition, and the closest published Edmonton analysis uses lot totals, a different cohort and different matching rules, so its result cannot be converted into the required unit-level share.
- The $350,000 to $1,000,000 example supplied at intake has no address or source, was not treated as a threshold, and remains unverified.
After cross-review: Held Not established, documenting that the reconstruction replaces the brief's permit frame with assessment-detected candidates, infers title structure, uses an outcome-dependent completion heuristic and produces fractional dwelling counts, so its 62.0 percent cannot carry the verdict.
Gemini 3.1 Pro
- The City publishes property assessments and permit data separately. The matched dataset of teardown-and-replacement assessment values does not exist as a pre-compiled public report.
- Answering the claim requires a custom join across the ten-year cohort, and without it the share of replacement dwelling units assessed higher, and the median ratio, are both unknown.
After cross-review: Adopted the assessment-roll reconstruction it had not attempted in round one and kept Not established, on the ground that the unverified 2024 and 2025 completions drop the lower bound to 42.6 percent.
Reviewer notes — Would the housing built on Edmonton teardown lots cost a median-income household 30 percent or more of its income to buy?
Claude Fable 5.1
- Priced at assessed value on the first verified full roll, 2,968 of 3,359 separately titled replacement dwellings, 88.4 percent, would need 30 percent or more of the modelled household's income, with predeclared bounds of 82.8 to 89.1 percent, so the lower bound clears the threshold by a wide margin.
- The median modelled price is $638,000 and the median modelled shelter cost $3,948 a month against a $2,250 limit. The component medians, $3,070 principal and interest, $494 property tax and a $377.67 utility allowance, are separate distributions and do not add to it: they sum to $3,941.67.
- 3,244 dwelling units in single-title buildings, 49.1 percent of the classified replacement units, sit outside the verdict denominator, and their rental affordability cannot be tested because no contract rents are published and CMHC average rents make no adjustment for utilities.
After cross-review: Held Supported and answered the mortgage-rate objection, showing that its last-weekly-observation rule reproduces the definition of the monthly Bank of Canada series that was discontinued in 2019.
GPT-5.6 Sol
- No public source identifies the complete set of separately titled replacement dwellings linked to eligible demolitions, and City assessment data do not identify title form, so the verdict denominator cannot be separated from the excluded single-title units.
- New-home price evidence is directionally consistent with a purchase-affordability problem for a $90,000 household, and the City's own affordability report puts that income below what it estimates is needed for benchmark detached and semi-detached product, but neither isolates teardown-linked replacements.
- The model cannot describe what any occupant paid: tenure, actual purchaser income, actual utilities and actual occupant shelter costs are all unavailable.
After cross-review: Held Not established, calling the model strong directional evidence that still inherits a nonconforming frame and prices every dwelling at assessed value without establishing that no first arm's-length sale existed.
Gemini 3.1 Pro
- The denominator of separately titled replacement dwellings cannot be identified without the matched dataset the price-gap claim also lacks.
- Its round-one position was that without the purchase price of each replacement dwelling the shelter-cost test has nothing to run on. The frozen brief expressly directs the total assessed value on the first full roll where no sale is recorded, and another seat ran it, so this is recorded as a reviewer error rather than a finding about the record.
After cross-review: Moved from Not established to Supported in round two, accepting that another seat's use of assessed value as the price basis, which the brief directs where no sale is recorded, produced an 82.8 percent lower bound clearing the 50 percent threshold. The canonical finding is computed from round one, so the movement does not change it.
reviews/infill-prices/2026-09-01-rerun2 — Frozen brief · Gate audit: source verification · Gate audit: release check · Errata
That directory also holds the raw round-one and round-two JSON from every reviewer, the merged evidence and the synthesis output.
All three seats ran at each vendor’s high reasoning setting, the highest level the three CLIs share; the manifest records it per run.
Article history
- publishedInitial publication. First story produced under a delegated brief (decision D-0019, methodology v1.7 to v1.9): the founder supplied the raw post; Stew, the AI steward, wrote the brief as editor, a different-vendor framing check passed it on its third report, and the panel ran without the founder reading or approving any of it. Two earlier runs on this story were halted by the panel on framing concerns before this one cleared framing check 3. Faithfulness check: 18 items from the GPT and Gemini seats applied over four passes, both seats FAITHFUL. Gate audit: source verification checked 103 statements against archived bytes, found 3 unsupported and 15 imprecise on the first pass, all corrected, 103 verified on the third; release check clean after one local-path fix in a committed report; freshness audit found nothing material. The gate records its audit results in this note.
Every revision is in the public commit history of this file.
